What happens to the rental property in the event of a death?
The death of a tenant raises not only emotional questions, but also legal ones, especially with regard to the rental property. Many relatives mistakenly assume that the tenancy automatically ends with the death of the tenant. In fact, however, there are clear legal regulations that must be observed in order to avoid possible financial obligations.

The tenancy does not end automatically

According to Swiss law (Article 266i OR), a tenancy does not automatically end with the death of the tenant. The heirs enter into the tenancy and must terminate it in order to end it. If they do not do so in time, rental costs may continue to arise, which must be borne by the heirs. However, the heirs have the right to terminate the tenancy with the statutory notice period of three months (for apartments) or six months (for business premises) to the next statutory termination date.

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What can a landlord deduct from the rental deposit and what can't he deduct?

A rental deposit is sometimes referred to as a "damage deposit" because it generally represents security in the form of a sum of money that the landlord can use, among other things, to repair any damage to a rental property after the end of the tenancy. The aim of this is to return the property to the condition it was in when the tenant in question moved in.

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home contents insurance for tenants

Due to unforeseen events beyond the control of tenants, the inventory of an apartment can be damaged or even completely destroyed, meaning that it must be partially or completely replaced. Tenants usually have to cover these costs themselves, unless they have previously taken out home contents insurance. This usually covers damage caused by fire, water, natural disasters and theft.

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