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Merchant Cash Advance 101 – Explained

2010 saw a large increase in MCA loan origination. This growth can be attributed to the economic circumstances and fledging economy at that time. It was a perfect combination of circumstance and timing. Small business lending had all but dried up, demand for funding had risen sharply and the resulting turmoil presented both the conditions and timing necessary for the MCA industry to grow exponentially.



https://grantphillipslaw.com/m....erchant-cash-advance

Broker Compensation Disclosure

The final rules require any commercial financing that incorporates a Broker that the MCA Funder must inform the Business receiving the MCA in writing of how and by whom the broker will be compensated.



https://grantphillipslaw.com/n....ew-york-mca-final-di

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New York MCA Final Disclosure Laws

New York State, by all accounts the haven State for Merchant Cash Advances, ironically is also one of the first States to enact laws that require certain consumer like disclosures even for several commercial loans.





https://grantphillipslaw.com/n....ew-york-mca-final-di