Credit Counseling Questions BC
Creditors can’t lay in the weeds and wait forever to try to collect. If they do, they lose the legal right to do so. If you don’t incur any new debt, if you don’t make a payment or acknowledge it in writing within two years, then the creditor has to start a court action within two years (NEEDS CLARIFICATION). Otherwise the debt becomes statute barred, and the creditor loses the legal right to use the court system to try to enforce payment.
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