How to Set Up a Section 125 Plan for Your Business

As healthcare costs continue to rise, many employers are asking: how can we offer strong benefits without breaking the bank? The answer lies in a smarter, more modern solution, Harmoni125, a fully managed program built on the foundation of Section 125 of the IRS Code.

If you’re looking to set up a health plan Section 125, the Harmoni125 program by Harmoni Care makes it simple, compliant, and cost-free to implement. It combines the power of a Section 125 employee cafeteria plan with two additional components: a Preventative Care Management Plan (PCMP) and a Specialized Insurance Medical Reimbursement Plan (SIMRP). Together, they create a full-spectrum employee wellness solution that offers significant financial and health benefits for both sides.

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Smarter Pay, Healthier Choices: The Advantage of Pre-Tax Programs at Work

Employees who use a cafeteria plan’s pre tax health benefits programmes over time can enjoy a variety of advantages beyond only reduced taxes. Consistently saving pre-tax money for particular wellness objectives promotes smart financial practices and proactive planning. Since there are set amounts accessible as needed, it also lessens the burden of handling unanticipated costs.

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Maximizing Health Insurance Benefits for Employees with Section 125 Insurance

A strong and committed workforce depends mostly on health insurance benefits for employees members. Using section 125 insurance lets companies offer better, more reasonably priced coverage while still saving taxes and simplifying administration. For companies trying to be competitive in a shifting benefits scene and help their teams, it's a sensible answer.

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