Why do you need health Insurance?
No illness or accident comes with a fair warning. Health insurance companies come to financially aid the insured during illness or injury in all hospitalization and Outpatient Department (OPD) cases. A health insurance cover is intended to pay for the treatment of the illness or accident and help recover surgical and medical expenses incurred by the policyholder or others insured as part of the health insurance plan. The policyholder can claim this benefit either through a cashless facility or through the process of reimbursement.
What kind of protection is available for individuals and families?
ManipalCigna Health Insurance has an array of individual health insurance plans that are designed to cover individual policyholders and family floater health insurance plans with the benefits of individual plans that extend the coverage to the entire family rather than just a single individual against illnesses with cashless hospitalization and numerous other add-on riders (added coverage features) and benefits that can be customized according to the individual/family’s needs and the insurers’ offerings.
Interesting facts about Health Insurance industry in India
The health insurance industry is the fastest-growing segment in India, with a growth of 24% in 2018.
India's health insurance companies witnessed a premium income of Rs 40.17 lakh crore in FY'20 (up to December 2019).
Less than 20% of the Indian population is currently covered through health insurance leaving lots of room for growth.
Health insurance advisor benefits
Get the best health expert help
A health insurance policy keeps you covered for healthcare expenses incurred in case of a medical emergency. Now, with the right expert assistance, you will be able to enjoy a comprehensive coverage for you and your family. A health insurance expert will help in selecting a health insurance plan that will provide coverage for in-patient hospitalisation expenses, pre-hospitalisation and post-hospitalisation expenses, ambulance expenses, domiciliary hospitalisation expenses, daycare procedures, organ donor expenses, treatments taken under AYUSH systems of medicines, etc. So, get the best expert help and schedule a home visit with Life General.
Select a health insurance plan as Per your need
On booking a health insurance advisor visit at home, you will be able to select a health insurance plan that suits your needs. For instance, if you want to buy a family health insurance plan, individual health insurance plan, or other type of plan, a health insurance expert will provide you with details of all such plans. A health insurance expert will thus based on your requirements help you in selecting a suitable health insurance plan.
Buy health insurance plan from home
The best part about seeking expert advice for buying a health insurance plan is that you can get all your queries solved right at your home. You need not call or email any concerned authority to help you with health insurance plans. Instead, you will be able to talk to the health insurance advisor in Pune and based on their guidance select the right insurance plan.
