The first step is to log in to your bank or financial institution's online banking platform. You can typically access this through their website or a dedicated mobile app. Ensure that you have a secure and farmersbankonline stable internet connection before proceeding.

Enter your username or account number and password. In some cases, you might need to provide additional security information like a PIN, security questions, or a one-time verification code sent to your registered email or mobile phone.

Once you're logged in, you'll usually find your account balance prominently displayed on the dashboard. It may be shown in the form of your current balance or available balance, which takes into account any pending transactions.

To view your transaction history, there's usually a tab or option labeled "Transaction History" or "Account Activity." Click on this option to access a list of recent transactions.

If you have multiple accounts with the same bank, select the specific account for which you want to check the balance and transaction history.

Many online banking platforms allow you to filter and search for transactions by date, type, or amount. This makes it easier to find specific transactions or track your spending patterns.

If you need a detailed record, you can often download your account statement as a PDF or Excel file. This is useful for accounting or budgeting purposes.

Some online banking platforms offer the option to set up alerts for specific types of transactions, low balances, or other account activities. This can help you stay informed about your account without logging in regularly.

After you've checked your account balance and transaction history, always remember to log out securely. This is crucial to protect your financial information.

If you prefer accessing your account on a mobile device, consider downloading your bank's mobile app. They often offer a user-friendly interface and additional features like mobile check deposit and ATM locators.

If you encounter any issues or have questions about your account, contact your bank's customer support. They can assist you with any concerns you may have.

Ensure the security of your online banking by using strong, unique passwords and enabling two-factor authentication if available. Never share your login information with anyone.

In addition to banks, many credit card companies, investment platforms, and other financial institutions provide similar online services. It's important to regularly monitor your accounts to detect any unauthorized transactions or discrepancies in your balance. Being proactive about your finances online not only helps you stay on top of your financial health but also ensures the security of your assets.