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            • Lenditt

               

              A paperless personal loan is always a choice for you as you can avail your funds instantly without going through a lengthy process. By applying online and getting its quick disbursal process, you will save time and avail of the loan amount instantly.

              Paperless personal loans are digital loans that do not require any sort of written document. You can easily start applying online for instant loans through the lender's digital lending platform. You will have to fill the online application with your required loan amount, loan tenure, interest rate, and EMI's. Your documents can also be verified online if your KYC is updated with Aadhaar and PAN details and need not upload any documents anywhere.

              Paperless personal loans are considered to be a major solution right from any cash crunches to meeting your financial needs for a number of situations we tend to face on a regular basis like funds you require to run a business, Emergency fund during a cash crunch, a medical emergency that requires substantial cash, wedding preparations, funds required for renovation of your home or office space.

              Lenditt offers instant personal loans from Rs.10,000 - Rs.50,000 for salaried individuals with a minimum salary of Rs.20,000 a month of age more than 21 years who are based in Bangalore, Mumbai, Pune, Thane, Hyderabad, Chennai, Ahmedabad, Nagpur, Coimbatore, Kochi, Jamshedpur, and Nashik.

              One of the factors to keep in mind when applying for a paperless personal loan is that Lenditt does not need to submit any physical paper documents. You have to get your identity proof, address proof, income proof, and passport size photograph verified online. You can get your alternative proofs ready. For instance, if you don't have your IT returns or salary slip you can submit Form 16. If you don't have your Aadhaar card you can use your Voter ID card or passport.

              The benefits of paperless personal loans are the following mentioned below

              No paperwork: You don’t have to visit a branch office to submit your documents and the process of filling up multiple forms is something you can avoid. You can easily avail of personal loans with a paperless approach.

              Quick disbursal: A few years ago, the mobile applications were not much familiar, so availing of a personal loan was a complicated, time-consuming, and lengthy process. With a number of NBFCs, securing an instant personal loan is becoming a faster and easier process. It is a quick process, the loan gets approved within minutes and your amount will be credited to your account in a few hours.

              Low costs: Lenders can reduce the overall costs with a digital approach. You can eliminate the paper and printing costs. And the savings can be transferred to the customers.

              High security: The industry experts consider the paperless process more secure than in maintaining paper files. You can get your loan process from anywhere and hassle-free for all of us. You can apply for a personal loan online as it is highly safe and documents are kept confidentially.

              In Lenditt, you only have to pay for the number of days you borrow, and no prepayment charges. Besides this, applying for the loan is 100% paperless processing and you get a tenure of 61 to 90 days.

               

              Apply for a paperless personal loan by phone

              People these days can apply for a loan directly from their smartphones, just make sure you have all the necessary documents and personal information handy. Customers will start benefiting by maintaining the loan accounts with smartphones, where you can track the loan amount and repayments.

              With the advent of digitalization, paperless personal loans are now available online and can be approved within minutes after your documents are verified online. With all these key points discussed above, you can avail of a hassle-free instant paperless personal loan by just visiting the loan lender’s website and witnessing more customers applying for these kinds of loans. This sector is likely to grow in good numbers in the future in India.

            • Get ready to avail your instant personal loan with Lenditt

              There are many occasions when you would require funds at a short notice that include medical emergencies, marriage expenses, and a child's higher education.

              Although personal loans are provided on tenures ranging between one to five years. With a shorter tenure, it is better for you to pay less interest, the EMI will be relatively higher. So, decide the tenure of the loan as per your income and convenience.

              Lenditt is one of the digital lending platforms that will offer customers with instant personal loans a loan for people who would need to meet their needs. The best instant personal loan app that can start providing loans in minutes to young professionals without using paperwork. Some of the important aspects of applying for an instant personal loan are mentioned below.

              Key points to apply for an instant personal loan

              • Good credit history score

              For calculating a credit score firstly your history of credit repayment score should be between 300 to 900. If you have a score of 750 this is considered to be an ideal score for applying for any personal loan. Lenditt does not require any credit score to apply for a personal loan that is one of the highlights of it, as they don’t look into your credit history at all.

               

              Your application can get rejected with a low credit score or even have to pay a higher interest rate on your loan. For a good credit score, you can start using your old credit cards with a good credit history and start paying on time.

              • Comparing the interest rates

              You need to start comparing the interest rates of various lenders to get the lowest rate and also compare the rates offered by different financial institutions on platforms such as Lenditt a best instant personal app. Lenditt will help you in taking the right decision in selecting a personal loan at the lowest interest rate and opt for the type of interest that suits you best for repayment of EMI.

              • Cost details

              You need to make note of the numerous costs like processing fees, prepayment fees, and late payment fees. You need to check on the total expenditure which will help in guiding you to decide whether the loan is affordable and in managing your finances in a better manner.

              • Checklist for loan requirement

              You will have to make a checklist for the amount of loan you apply for as per the requirement. People mostly take personal loans for buying a vehicle, financing a wedding, medical emergency, and planning a holiday.

              If you are not sure how many personal loans you would like to apply for, then it is better to opt for a flexible personal loan.


               

              • Evaluate your repayment capacity

              By keeping track of the details of repayment, the Repayment term is the time period when you can make your EMI payments. You can also start using a personal loan calculator to estimate your monthly EMI well in advance and plan your repayment. It is better to have a repayment period as short as possible, for a longer tenure the overall interest rate will be higher.

              • Avoid falling for fraud offers and plans

              You will come across many lenders across the market that offer low-interest rates or schemes or floating rates of interest that may appear low initially but will start increasing substantially. Few of the lenders bury the costs and charges in paperwork. It is very important to find the appropriate lender who is transparent for a good personal loan experience.

              • Check on flat interest rates

              You must not fall into a trap with the lowest interest rates. Generally, flat interest rate loans are offered at a much lower interest rate. However, that does not mean you will be charged less.

              • Fast disbursal

              Unlike other loans, you can apply for personal loans and get them approved as early as possible. Most self-employees or salaried employees require loans during emergencies. It is very difficult waiting for days to get your application approved and then the amount disbursed will not serve any purpose. Therefore, check the disbursal time before applying. Here comes another major highlight of Lenditt which offers loans instantly.

              • Eligibility for applying for a personal loan

              The lenders will check on an applicant’s current salary/income, current employer/Occupation, repayment capacity, CIBIL score, and monthly payment obligations. The credit score is highly important and the chances of approval of the application will be on favorable terms.

              Lastly, don’t forget to consider many factors before applying for a personal loan. Nowadays, you can apply for an instant personal loan without documents and you can get the loan immediately as you don’t have to wait for a longer period. Consider the above points as a guideline to choose the best loan and it is important to decide what suits your financial situation.

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