Latency coverage under personal accident policies

Latency coverage in personal accident policies allows claims for death or disability if they occur within a set period after the injury—typically 12 months for standard PA policies and 6 months for compulsory motor insurance. It’s crucial to review these clauses, as some policies may restrict further claims if a benefit has already been paid for the same accident.

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Latency coverage under personal accident policies
firstpolicy.com

Latency coverage under personal accident policies

Careful consideration should be given to the latency provisions in personal accident policies to ensure that no unpleasant surprises.